E-MD Cyber Crime Protection


Doctor did you know that all of your sensitive patient data can fit on one flash drive?

Cyber Liability & Data Breach Insurance for Medical Practices

Protect Your Patient's Financial and Medical Data With "E-MD"

E-MD Insurance

For more info contact:
Ed Kuhn Insurance Agent
Liability Insurance Solutions, Inc.
35 E. Wacker Drive, Suite 945, Chicago, IL 60601 (312) 854-7032

Medical practices are increasingly vulnerable to data breach and cyber liability from a variety of perils:

  • Hackers
  • Cyber Extortion from Rogue Employees and Patients
  • Lost or stolen hard or flash drives
States now have strict notification laws in the event your data is breached, and the medical industry is in the top 3 for being vulnerable, along with financial services and retail. When a breach occurs, there are:
  • Forensic Applications
  • Notification Costs
  • Credit Monitoring Costs
  • Legal Defense Costs
Protect your practice, as the average cost per patient record is $214. Multiply that number by hundreds of patients and costs escalate quickly.

When a data breach occurs, you have to act quickly. Where do you turn? Increased regulations like HIPAA and HITECH (Health Information Technology for Economic and Clinical Health) are increasing the next wave of third-party liability lawsuits. Much of the costs are due to the legal damages awarded.

There are new Data Breach/Cyber Liability policies available from "A" rated insurance carriers that not only pay on your behalf for notification costs and legal damages, but also a team of legal and forensic experts that will respond immediately in the event of a crisis. Without this coverage, all notification and legal expenses are out of pocket for you. Cost of theft, business interruption, notification, forensics, legal etc... In times of crisis, you are protected with an E-MD Cyber Crime Protection Policy.

"e-MD" Coverage Components

  • Cyber Risk Management Services - online and 24/7 customer support for policyholders.
  • Network Security & Privacy Insurance - network security or privacy breach, virus attacks, HIPPA, HITech Act fines and penalties.
  • Multimedia Insurance - claims alleging copyright, trademark infringement, libel/slander, advertising, plagiarism and personal injury.
  • Privacy Breach Response Cost, Forensic Analysis, Customer Notification Expenses, Customer Support and Credit Monitoring Expenses - legal, public relations, forensic, advertising, call center, and credit monitoring.
  • Network Asset Protection - costs to recover or replace data that is compromised, damaged, lost, erased or corrupted. Coverage also includes business interruption and extra expense for income loss as a result of the total or partial interruption of the computer system.
  • Cyber Extortion - Employee, hackers, thieves who come into possession of your PHI, etc.

Ed Kuhn Insurance Agent
Liability Insurance Solutions, Inc.
35 E. Wacker Drive, Suite 945, Chicago, IL 60601 (312) 854-7032